Imagine 35 of the poorest families in a rural community on the edge of Taiz, Yemen being given the opportunity to loan 5 female goats. The reason the goats are called loans is because the recipient family must give back to the organization exactly what it received. The loan price amounts to the first five female kids that these goats produce. These five female kids are given to another low-income family and the process continues indefinitely.

The benefits are multi faceted. Once the initial loan is paid back, all following offspring and the original goats are owned by the families, hence providing a source of income generation. Each loan repayment allows a new family to embrace the revolving goat loan scheme and no significant initial financial investment is outlaid.

Training is given to recipient families which includes animal husbandry skills and a required financial management component. Regular documentation of each animal is carried out by follow-up officers who visit each family monthly and record growth and progress of the goats.